Disability Pay for Pregnancy Leave

Pregnancy leave, generally referred to as family leave or maternity leave, is the time taken off of work by a parent to cover the birth or adoption of a child. Some companies offer a set time period of paid leave. With most companies, however, a combination of short-term disability, sick time, vacation and personal days along with unpaid family leave are used to cover the time the parent is at home.

  1. History

    • In 1993, the Family and Medical Leave Act (FMLA) passed ensuring job security to cover the birth or adoption of a child up to 12 weeks for most workers. Most of this time is unpaid.

    Time Frame

    • The standard time allotted for pregnancy is six weeks. Additional time can be added if you are put on bedrest before birth, have a cesarean delivery or complications during birth.

    Coverage

    • If short-term disability is provided by a union or employer, there may be no charge to you. If provided by the state, a small amount of money might be taken out of your paychecks to cover your portion of the cost. You can also provide your own coverage through an insurance company if short-term disability is not offered or the coverage is inadequate.

    Payment Amounts

    • Short-term disability benefits given through the state usually cover up to two-thirds of your wages and can last up to 12 weeks. Private disability given through a provider or employer could pay up to 100 percent of wages but will most likely be capped.

    Getting Paid

    • Usually, you have to be done with work before filing for disability. Be sure to get all disability paperwork completed in a timely fashion so you can start getting paid. Until your checks come, use up any sick and vacation time you have accrued.

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